论文标题
农村退休金系统和农民参与居民的社会保险
Rural Pension System and Farmers' Participation in Residents' Social Insurance
论文作者
论文摘要
随着中国农村地区的人口和无子女的衰老人口增长,社会养老金将成为农民的主流选择,社会养老金水平必须得到更好的社会保险的支持。本文比较了农村退休金保险系统的历史,概述了当前的状况和问题,分析了中国家庭小组研究数据,并探讨了通过经验方法影响农民参与的关键因素。该论文表明,居民的社会养老金保险在农村地区面临问题,例如较低的保护水平和弱管理能力,这导致了保险率不足,并发现从性别,年龄,年龄,健康和(家庭)财务因素,个人收入,个人收入,个人收入,产生融合式流动性的娱乐活动中,对农民参与个人特征的参与产生了重大影响。互联网的使用可以帮助农民参加养老金保险。本文认为,有必要继续实施农村振兴战略,政府作为领导者和市场作为支持,以共同努力,以提高农村养老金保险的保护和普及。
As the ageing population and childlessness are increasing in rural China, social pensions will become the mainstream choice for farmers, and the level of social pensions must be supported by better social insurance. The paper compares the history of rural pension insurance system, outlines the current situation and problems, analyses China Family Panel Studies data and explores the key factors influencing farmers' participation through an empirical approach. The paper shows that residents' social pension insurance is facing problems in the rural areas such as low level of protection and weak management capacity, which have contributed to the under-insured rate, and finds that there is a significant impact on farmers' participation in insurance from personal characteristics factors such as gender, age, health and (family) financial factors such as savings, personal income, intergenerational mobility of funds. And use of the Internet can help farmers enroll in pension insurance. The paper argues for the need to continue to implement the rural revitalisation strategy, with the government as the lead and the market as the support, in a concerted effort to improve the protection and popularity of rural pension insurance.